FAQs

What is Payit App?

Payit App is a digital solution that helps you achieve simple day-to-day financial services. To use Payit App, simply download the app on Google play storehere, create an account and you’re on your way to making your first transaction in seconds.


How do I create an Payit App account?

You can create a free account by following this link


Is it secure?

All services on Payit App are secure. This helps us prevent unauthorized access to your account. Contact us immediately via support@payit.ng if you have noticed any unauthorized activity on your Payit App account.


How can I recover my password?

If you are having issues signing into your account because you forgot your username or PIN, you can retrieve your details by clicking on “forgot password” on the link page.


Where can I use Payit App?

A lot of digital and traditional stores are collecting payments with Payit App. You can also use Payit App to request loan, Invest, buy airtime, pay bills, etc. You can send funds to anyone in Nigeria and other african countries with Payit App. All you need is their account number. Sending money has never been this seamless.


Is it possible for me to send money to the wrong person?

Every time you send money using Payit App, you get the chance to verify the name of the recipient before confirming the payment, so you can check you’re sending money to the right person. We advise you to verify receiver’s details properly before sending!


What happens if my mobile phone is lost or stolen?

It isn’t possible to send a payment using Payit App without your app’s password or transaction code. In case this happens, please log on to Payit App on the web in order to secure your account.


How do I add a card to my Payit App?

This automatically happens when you successfully pay for a transaction with your card. The App save the card automatically. You can also add, view and delete your card from your menu.


How do I delete my saved card on Payit App's account?

To delete your saved card, Click on 'Add/Manage card' from the menu and swipe to the right on the card you want to delete.


How do I request for a Loan?

You can now apply for a loan without a paper work, no visitation to any physical location, no processing fees, available 24/7 across Nigeria, low interest rate and get loan within minutes. You can borrow as much as N200,000 (Two hundred thousand naira) without any collateral.
To request for a loan, log into your Payit App, click on the loan menu and follow the instructions.


How do I start savings?

Either you are saving for house rent, buying a new car, school fees, wedding or next holiday or other plans. Payit App is designed to be convenient for you to save money. It allows you to automate your daily, weekly and monthly savings. It also allows you to have a monthly, quarterly and yearly saving plans.
You can click on Savings on Payit App to withdraw or use your savings for you anytime you need your money. You can earn up to 10 % to 15% PA interest over time as you save more on your Payit App Savings.


How do I send payments using Payit App?

To make a payment, you need to log into Payit App, choose send money menu and select the follow the instruction.

Every time you send money through Payit App, you get to verify the name of the recipient, so you can check you’re sending money to the right person. Once you’re satisfied, press send and you’ll receive confirmation straight away that your payment has been sent.


Why Should I Trust Payit App?

Payit App is bringing relief to both the banked and unbanked, to all those who struggle in long bank queues to carry out simple financial services.

With Payit App, the complaints associated with services that ought to be simplified is totally eliminated. You asked for it, we delivered.

Download Payit App Today

Join thousands of user in Nigeria to enjoy amazing discounts and offers on Bills payment, Loans, investments, Airtime and Online Store.